Important Notice for Legacy Mechanics Bank Mortgage System Customers: Our Mortgage System Transition is Complete

We have finished our upgrade to our mortgage servicing platform! The Check My Loan platform provides more efficient service, enhanced account access, and improved features. Please note, this transition did not change the terms of your existing loan, however, some mortgage customers may have received a new loan number. Please reference the letter dated May 4th, 2026 that was mailed to your address on file.

After June 5:

  • Please review and update your bill pay system accordingly with your new loan number and updated payment address — Mechanics Bank | P.O. Box 34610 | Seattle, WA 98124-1610.
  • You will continue to receive a monthly billing statement. It will look a little different, but all terms and conditions are associated with your loan will remain the same.
  • Our automated IVR phone system will be available to you 24/7 by calling 800.237.3194. This system allows you to access your loan information, set up a one-time payment, or request a payoff quote. Use this number to speak with a representative Monday-Friday, 8:00am - 5:00pm (PT).
  • Take the time to register for the new and improved Mechanics Bank Check My Loan website.

Access the Check My Loan site going forward by visiting mechanicsbank.com/your-mortgage-loan. Click on the "Log in here" gold button and follow the sign-up prompts.

Once registered, you will find the following:

  • Loan: Review current loan balance, loan account information, and escrow information, if applicable.
  • Payments: Make a payment online, sign up for automatic payments, view payment history, and generate a pay-off quote.
  • Education: Offers home equity information, options/contact information and Frequently Asked Questions if you are having difficulty making your payments.
  • Messages: Send and receive information knowing that your account information is treated confidentially and securely.
  • Documents: Access monthly billing statements, escrow analysis, and year-end tax information. You may also update your preferences to enroll in eStatements.

If you have a Home Equity Line of Credit (HELOC) with us, please look for additional information regarding an enhanced level of security being added to your account.

For Mortgage System Transition & HELOC Security Enhancement FAQs, click here

Questions?

Our automated IVR phone system is available to you 24/7 by calling 800.237.3194. This system allows you to access your loan information, set up a one-time payment, or request a payoff quote. You may use this number to speak with a representative, M-F, 8:00am - 5:00pm (PT).