Small Business Lending

What You Need for Your Business

Whether it’s a credit line to manage cash flow, financing to upgrade equipment, or a loan to expand your operations, Mechanics Bank offers a wide range of business financing solutions. Contact your local banker to find out which financing option may be best for your business.

Money lending

Loans and LOCs

Loans and lines of credit with competitive rates and flexible terms to help your business grow.

Store building


Owner-occupied commercial real estate financing allows you to make the most of your business space.


Meet Our Team

Our team of experienced, local Business Banking Officers are here to help you grow your business.

Bank building

SBA Loans

SBA loans offer favorable terms and can be used for a variety of purposes.


All loans and credit products subject to program eligibility, collateral, and credit approval.

Ready to switch to Mechanics Bank Business Banking?

For more than a century, we’ve helped local California businesses grow and thrive. Whether you’re new, growing, or just looking for the right business bank, we have the products, services, and the experienced bankers to help you reach your unique goals! Let’s get started together today!  

This form is intended for Business Banking referrals only. For customer service and general banking questions, please call our Customer Care team at 800.797.6324 or visit your nearest branch.

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If you have any questions in the meantime, please reach out to our Customer Care team at 800.797.6324.

We look forward to serving your business banking needs.

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