Personal Banking

No matter what your lifestyle or spending habits, we have an account that's right for you.


We get it. You need a flexible checking account that can keep up with you as your financial needs evolve.

That’s why we offer an array of accounts to fit your life. Looking for a simple, low-cost account? We have that. Would you prefer to earn interest? We can do that too.

We also have personal savings options that will help you reach your financial goals. Let’s take that rainy day fund and make it grow with a personal money market account, CD or retirement fund. All the while, we’ll help make it easy to avoid fees and securely manage your money.

Check out everything Mechanics Bank has to offer today.

Checking account

Personal Checking

Choose the checking account that works with your busy life.

Money bank

Personal Savings

Learn about our variety of interest-earning savings options. 

Credit card

Debit Cards

Safe, easy and convenient ways to pay with your debit card.

Mechanics Bank app

Quick. Easy. Secure.

Manage your money from your mobile device 24/7

Learn more

Picture of a credit card

Personal Credit Cards 

Compare credit card options to find one that fits your lifestyle 


Get started today!

With branches spanning everywhere from the Imperial Valley to the Cascades, and from the coastal cities and towns to the Sierra Nevada foothills, we serve California. Find your local branch.