Receivable Solutions

Monitor cash flow, make deposits and pay bills from anywhere with these efficient receivable solutions

Receipt with dollar sign

ACH Collections (Debit)

As your customers authorize direct debits from their accounts, we process the transactions and deposit the funds into your account on the settlement date.

Money bank

Lock Box

Have your customers mail payments directly to a unique P.O. Box and optimize your cash flow by speeding up the receipt, processing and clearing of checks.
 
 

Cash

Remote Deposit

No more trips to the bank or paying couriers to deliver your deposits to the bank. Conveniently deposit your business checks directly from your office location.

Credit card

Merchant Services

Maximize your profitability by offering more payment options to your customers with a comprehensive merchant processing solution.

Lock Box Services

Accelerate funds availability, simplify remittance processing and turn receivables into cash faster, with Mechanics Bank Lock Box Services. Consider our Lock Box service an extension of your office for remittance processing that's quick, economical and convenient.

Key features:

  • A designated P.O. Box is assigned for your payments
  • Customized processing of checks, invoices and remittance details, to meet your specifications
  • Speeds up processing time of your payments, providing quicker access to your funds
  • Generate detailed reports of ACH origination history
  • Streamlines receivables processing, decreases costs and frees your staff to work on more profitable activities
  • Online images and report viewing, transaction history, and data file downloading available
Remote Deposit Service

Business Remote Deposit is an online service that allows you to scan checks and remotely deposit them to your Mechanics Bank business accounts. The service is an efficient tool that companies have come to rely upon. Using the service can reduce, if not eliminate, the need for your staff to make a deposit at a Mechanics Bank branch.

Key features:

  • Convenience of depositing your checks from the comfort of your own office
  • Extended deposit window hours
  • Reduced cost, carbon footprint and risk exposure of transporting deposits to the bank
  • Duplicate detection tools help ensure the same check isn't deposited twice
  • Online deposit reports available in multiple file formats

Learn more

Connect with a friendly and professional Business Banker.