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Routing Number: 121102036
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  • ENVISION IT. ENHANCE IT. EXPAND IT.

    With our fast, flexible funding, your business dreams can become a reality.

    LEARN MORE
  • Your new home awaits.

    Let us help you make the move.

    get started
  • Maximize your business possibilities.

    Open a new merchant services account and get up to a $400 account credit on a Clover business bundle.

    GET STARTED
  • Equipment Financing - 2.99% APR for the first year

    Great rates for the equipment you need. Don't miss out on this special offer!

    get started now
  • Scam Warning: Elder Financial Abuse

    Learn how scammers are targeting the elderly in our communities and how you can protect yourself & your loved ones.

    LEARN MORE

What would you like to do today?

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Award-Winning Banking

           voted one of america's best banks in 2021 by forbes


Mechanics Bank is again one of America’s best banks based on growth, credit quality and profitability, according to Forbes . In its 13th annual report issued Feb. 3, 2022, the global media outlet ranked the Bank 32 nd among the nation’s 100 largest publicly traded banks and thrifts.

read more about mechanics bank

Deep Roots for a Strong Future

“Safety and soundness” is a term we’ve taken seriously and spoken of genuinely since 1905.

read about safety & soundness

Thinking about your dream home?

Consider a cash-out refinance and make your dreams a reality.

Learn More

Equipment Financing Special 

2.99% APR1 for the first year. Great rates for the equipment you need. Don't miss out!

Learn More

Wealth Management

Our approach to wealth management is completely centered on what is best for you.

Learn More

Have Questions? We're here to help!

Visit the Help Center to get answers to common questions.

Go to Help Center

Disclosures:

  1. First year interest rate will have a promo of 2.99%. Years 2 – 5 will have an interest rate at Prime + 1% fixed at signing. As of 10/8/21, the Prime Rate is 3.25%. Pricing subject to change. Prepayment penalty in the first 2 years. Prime Rate is defined as “the Prime Rate as published daily in the Money Rates section of the Wall Street Journal.” 
  2. Offer is for new equipment only. 
  3. Offer is for new 5-year term loan and does not apply to the refinance of existing loans. 
  4. Offer is effective as of 10/1/2021 and is subject to change or cancellation without notice. See banker for details.
Mechanics Bank

Routing Number: 121102036
© 2020 Mechanics Bank. All rights reserved.

Oakland A's

The Official East Bay Bank of the Oakland A's

Forbes Best Banks 2022

© 2022 Forbes Media LLC. Used with permission.

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Deposit and loan products are offered by Mechanics Bank, Member FDIC
equal housing lender logo Equal Housing Lender NMLS#442116


Investment management and trust services are offered by Mechanics Bank Wealth Management. Mechanics Bank investment products are:

Not FDIC Insured     |     Not Bank Guaranteed     |     May Lose Value

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