Commercial Lending

No matter what your business needs are, today and in the future, we’re ready to help.

As the saying goes – it takes money to make money. So when it’s time to take your business to the next level, we’re here for you with credit, loan and financing options tailored for your business needs.

Schedule time to talk with a Business Banking officer today. We’ll be happy to walk you through all the options and recommend an approach to meet your goals, whether you’re looking to better manage everyday business transactions, planning for a large purchase or investment, or need to buy new equipment. No matter what your business needs are, today and in the future, we’re ready to help.


Bank building

Term Loans/Lines of Credit

Options for your company's financing needs. We're ready to help your business to the next level.

Multi-family building

Multi-Family Lending

Competitive pricing and flexible terms for multifamily and mobile home park financing.

Commercial building

Commercial Real Estate

Improve cash flow and gain payment flexibility with commercial real estate loans.

Store building

Owner Occupied Real Estate

Make the most of your business space – buy, refinance, renovate. 


Equipment Financing

Maintain your company’s competitive edge while conserving credit and capital.


Trade Services

Facilitate international transactions while reducing risk for both the buyer and seller.


All loans and credit products subject to program eligibility, collateral, and credit approval.

Ready to switch to Mechanics Bank Business Banking?

For more than a century, we’ve helped local California businesses grow and thrive. Whether you’re new, growing, or just looking for the right business bank, we have the products, services, and the experienced bankers to help you reach your unique goals! Let’s get started together today!  

This form is intended for Business Banking referrals only. For customer service and general banking questions, please call our Customer Care team at 800.797.6324 or visit your nearest branch.

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If you have any questions in the meantime, please reach out to our Customer Care team at 800.797.6324.

We look forward to serving your business banking needs.

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