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Construction to Perm Loans

Build now, finance seamlessly

Build your dream home with our construction to perm loan. One loan, one closing, our process is streamlined to make things easy during the construction.

Key Features & Benefits

  • Available for loans of up to $3 million
  • Wide variety of terms: Fixed Rates and Adjustable Rates (ARMs)
  • One-time close structure that reduces costs, complexity, and closing delays
  • Perfect for custom builds, ADUs, or major renovations with predictable financing from start to finish
  • Expert support navigating builders, plans, budgets and timelines with precision
Get started today

There's a unique story behind your home loan, we're here to write it.

Backed by exceptional capital strength and substantial assets, we're a resilient and resourceful bank whose banking and lending principles reflect that of a community bank. For over a century, it has been our foremost commitment to exceed our clients' expectations every day. If you work with us on your next home loan, you can expect:

We close — and we close on time

Our fast, disciplined execution can deliver quick closing times when you need them.

Tailored
solutions

We are backed by a local credit culture built to find a solution tailor-made for you.

High-trust, relationship-first

Experience designed to help you make informed home financing decisions with expert guidance.

Real people.
Real answers.

Seasoned Senior Lending Advisors who know the nuances of the West Coast markets inside & out.


Start your online application

The fastest way to get started with your mortgage application. Our online application captures all of the information we need to qualify you, make a loan recommendation and deliver an estimate.

Online application


Meet the Lending Advisors

You can rely on our experienced Lending Advisors to provide the guidance and support you need throughout the homebuying process. Connect with a local Lending Advisor.

Lending Advisors