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FHA Loans

Flexible financing with a FHA loan

Looking for a loan option with low or no down payment? Federal Housing Administration (FHA) provides flexible underwriting guidelines for purchase and refinance loans, and streamlined refinances for those with a current FHA loan.

Key Features & Benefits

  • Low and no down payments
  • More flexible credit requirements
  • Ideal for buyers who need easier entry into homeownership
  • Our extensive FHA expertise creates clean files, smooth approvals, and confidence for first-time or returning buyers
  • Competitive rates and a process built to remove guesswork and stress
Get started today

There's a unique story behind your home loan, we're here to write it.

Backed by exceptional capital strength and substantial assets, we're a resilient and resourceful bank whose banking and lending principles reflect that of a community bank. For over a century, it has been our foremost commitment to exceed our clients' expectations every day. If you work with us on your next home loan, you can expect:

We close — and we close on time

Our fast, disciplined execution can deliver quick closing times when you need them.

Tailored
solutions

We are backed by a local credit culture built to find a solution tailor-made for you.

High-trust, relationship-first

Experience designed to help you make informed home financing decisions with expert guidance.

Real people.
Real answers.

Seasoned Senior Lending Advisors who know the nuances of the West Coast markets inside & out.


Start your online application

The fastest way to get started with your mortgage application. Our online application captures all of the information we need to qualify you, make a loan recommendation and deliver an estimate.

Online application


Meet the Lending Advisors

You can rely on our experienced Lending Advisors to provide the guidance and support you need throughout the homebuying process. Connect with a local Lending Advisor.

Lending Advisors