Homeowners Affected by the Washington State Wildfires: Please visit our Homeowner Assistance page for more information.

First Time Homebuyer

Expert guidance for first time homebuyers

Buying a home for the first time doesn't have to be scary. We offer conventional loans as well as FHA loan options with as little as 0% down payment and qualified down payment assistance. We take a partnership-first approach; our goal is to educate you along the way to ensure you're protected in your home purchase, allowing you to build long-term financial stability for years to come.

Key Features & Benefits

  • Low down payment options
  • Conventional and FHA options
  • Flexible underwriting terms
  • HomeReady1 and Home Possible2 programs offer even greater flexibility
  • Local advisors who are there every step of the way
  • Education-forward guidance designed to create clarity, confidence, and empowerment
Get started today

There's a unique story behind your home loan, we're here to write it.

Backed by exceptional capital strength and substantial assets, we're a resilient and resourceful bank whose banking and lending principles reflect that of a community bank. For over a century, it has been our foremost commitment to exceed our clients' expectations every day. If you work with us on your next home loan, you can expect:

We close — and we close on time

Our fast, disciplined execution can deliver quick closing times when you need them.

Tailored
solutions

We are backed by a local credit culture built to find a solution tailor-made for you.

High-trust, relationship-first

Experience designed to help you make informed home financing decisions with expert guidance.

Real people.
Real answers.

Seasoned Senior Lending Advisors who know the nuances of the West Coast markets inside & out.


Start your online application

The fastest way to get started with your mortgage application. Our online application captures all of the information we need to qualify you, make a loan recommendation and deliver an estimate.

Online application


Meet the Lending Advisors

You can rely on our experienced Lending Advisors to provide the guidance and support you need throughout the homebuying process. Connect with a local Lending Advisor.

Lending Advisors