Agreements & Disclosures

Please review the important account disclosures and information below. If you do not have access to a printer and would like printed copies, please visit your local branch.

Privacy Notices

Mechanics Bank Privacy Notice
Online Privacy Policy under California law
California Consumer Privacy Act
CCPA Privacy Notice at Collection

Account Agreements & Schedule of Fees

Personal Account Agreement
Business Account Agreement
Schedule of Fees and Charges
Master Treasury Management Services Agreement
Small Business Treasury Products Schedule of Fees
Commercial Treasury Products Schedule of Fees

Online/Mobile Banking Agreements

Consumer Online Banking Agreement and Disclosure
Consent to Electronic Communication
Mobile Deposit Service Agreement
Funds Transfer Service Agreement
Adobe E-Sign Agreement

Debit Card Agreements

Personal ATM and Visa Debit Card Agreement
Business Visa Debit Card Agreement
Card Controls Terms and Conditions Disclosure 

Overdraft Disclosures

Overdraft Privilege Policy
What You Need to Know about Overdrafts and Overdraft Fees