Wine & Vineyard Industry

In a landscape as competitive as the wine and vineyard industry, we know you want to rely on knowledgeable and experienced bankers. Mechanics Bank has more than 30 years presence working with local growers and independent businesses in the Napa Valley region.

With a complete set of financing and cash management solutions designed to meet your unique needs, our team of industry experts can help you create custom solutions to help you take on the challenges you face and seize on opportunities when they arise.

Industry Solutions


Short-term Financing

Whether it be working capital for seasonal needs, building improvements, or for the purchase of needed equipment, we offer lines of credit that will help you get it done.


Cash Management

We offer a complete set of treasury management services including:
Deposit services with online and mobile banking
ACH & domestic and foreign currency wires
Merchant services
Business credit cards


Long-term Financing

We offer both construction and owner-occupied real estate financing with competitive rate locks and flexible pre-payment terms for commercial real estate.


All loans and credit products subject to program eligibility, collateral, and credit approval.

Meet Our Team

Debbie Watson, Mechanics Bank Senior Relationship Manager

Debbie Watson

Vice President & Wine Industry Specialist


Mark Roeddiger, Mechanics Bank Senior Portfolio Manager

Mark Roeddiger

Vice President & Portfolio Manager


California vineyards and grapes

Supporting local growers and wine producers in California for more than 30 years