What are system & browser requirements for Business Online Banking?
Microsoft Windows 8 or newer
Mac OS 10.11 or newer
Minimum screen resolution: 1024 x 768 pixels (recommended)
Adobe Flash Player: Version 9 or higher (recommended for clients who do not use one-time pin security tokens)
Adobe Acrobat Reader: Version 9 or higher
Microsoft Internet Explorer 11*
Microsoft Edge (Current Version)
Microsoft Firefox (Current Version)
Apple Safari 10.0 or newer
* May require to run in “compatibility mode”
Cookies are required for clients who do not use one-time pin security tokens.
Session = Enabled
Permanent = Enabled
Mobile applications: Please review here.
How do you set up Quicken® & QuickBooks® for Business?
When you purchase a Quicken or QuickBooks product, the ability to use online services (like downloading your transactions and balances, online Bill Pay, and live support) are available for the current software version and the two (2) prior years’ versions.
Quicken or QuickBooks users have two options to retrieve Mechanics Bank account data:
1. Export transactions from your Online Banking session in the file formats below, and import into your Quicken or Quickbooks program:
2. Connect to your Mechanics Bank account(s) from within your Quicken or QuickBooks program using Quicken’s Direct Connect
Express Web Connect (also known as Quicken Connect for Mac users)
Learn more about these connection options at Quicken Support
Within Quicken or QuickBooks, desktop users should look for Mechanics Bank Business Direct and online users should look for The Mechanics Bank (CA) – Business Banking. Use your Business Online Banking user code and password to connect.
Quicken and QuickBooks are trademarks of Intuit Inc., registered in the United States and other countries.
What are the Business Online Banking and Commercial Center Wire Cut-Off Times?
Cutoff times vary by type of wire. Refer to the information below:
Online Domestic Wires: 3:30 PM PST
Online International Wires (USD): 3:30 PM PST
Online International Wires (FX): 1:30 PM PST
Can I initiate stop payments through Business Online Banking?
Yes, Business Online Banking allows clients to issue a single stop payment with a discounted fee. Please refer to Schedule of Fees for Small Business Treasury Products or Commercial Treasury Products.
Will Business Online Banking allow a check range stop?
No, Business Online Banking only allows a single stop payment. If you need to conduct a stop payment on a range of checks, please contact us at 800.797.6324.
What type of account & check reconciliation does Mechanics Bank offer for Business Online customers?
Mechanics Bank offers cash management balance reporting, using the Bank Administration Institute (BAI) file format. BAI files contain your account transaction activity that is translated into standard BAI codes. BAI reports containing all balance and transaction data from the previous day are securely transmitted to you. Standard BAI codes enable you to update your accounting systems automatically with data from multiple banks, making the process simple and quick.
- Provides uniform transaction reporting
- Saves time and money by automating your account reconciliation process
Business Online Banking provides detailed reporting of your account information enabling you to reduce the time you spend reconciling your account.
- View real time and historical balance & transaction information when you need it 24/7
- View current and historical account statements
- View images of your paid checks and deposited items
- Export account activity to financial software or spreadsheets to help automate your account reconciliation
- Process external fund transfers with increased online security controls
For more information about these Cash Management services, please contact us at 800.272.1876
Are Positive Pay services available with Business Online Banking and Commercial Center?
Yes. Business Online Banking and Commercial Center provide Single Sign On (SSO) access to the Positive Pay/Account Reconciliation system.