Jumbo loans

Custom solutions for your unique real estate needs

Whether it’s your primary residence, a second home or investment property, we’ll be with you every step of the way to refinance your Jumbo loan and take cash out, with custom solutions for your unique real estate needs.

About Jumbo Loans

A loan is considered jumbo if the amount of the mortgage is larger than conventional loan limits. Jumbo mortgages are available for primary residences, second or vacation homes and investment properties and are also available with a variety of terms, including fixed-rate and adjustable-rate loans.

Multiple Property Types

Primary residence, second homes, and investment homes. For purchase or refinance.

Jumbo Cash-Out Refinancing

Refinance to a lower rate and take out cash for improvements or other financial goals.

Competitive Low Rates

Fixed and adjustable rate options available.

Let's see just how simple we can make this.

Get started today.

For over 115 years, we’ve been working side-by-side with our neighbors to help with mortgage needs. We’d love to lend you a hand, too.

Get in touch and a Mechanics Bank Lending Advisor will reach out to you shortly.

Local. Reliable. Professional.

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Thinking about your dream home?

Consider a cash-out refinance and make your dreams a reality