Custom solutions for your unique real estate needs

Whether it’s your primary residence, a second home or investment property, we’ll be with you every step of the way to refinance your Jumbo loan and take cash out, with custom solutions for your unique real estate needs.

About Jumbo Loans

A loan is considered jumbo if the amount of the mortgage is larger than conventional loan limits. Jumbo mortgages are available for primary residences, second or vacation homes and investment properties and are also available with a variety of terms, including fixed-rate and adjustable-rate loans.


Multiple Property Types

Primary residence, second homes, and investment homes. For purchase or refinance.

Premium rights

Jumbo Cash-Out Refinancing

Refinance to a lower rate and take out cash for improvements or other financial goals. 

Percent sign

Competitive Low Rates

Fixed and adjustable rate options available.

Let's see just how simple we can make this.

Get started today.

For over 115 years, we’ve been working side-by-side with our neighbors to help with mortgage needs. We’d love to lend you a hand, too.

Get in touch and a Mechanics Bank Mortgage Loan Representative will reach out to you shortly.

Local. Reliable. Professional.

* Required field
** Consent to Contact. By clicking Yes, you authorize Mechanics Bank to contact you, including by automated means, such as an automatic telephone dialing system, an artificial or pre-recorded voice message, and text message, via telephone, mobile phone, and email, including contacting you for telemarketing or advertising purposes. You expressly consent to this contact even if your contact information is listed on any Do Not Call list (whether internal, state, federal, or national). However, your consent is not required as a condition of purchasing any Mechanics Bank products or services.
CCPA Privacy Notice at Collection


Thank You

A Mechanics Bank Mortgage Loan Representativewill be in contact with you shortly! 

If you have any questions in the meantime, please reach out to our Customer Care team at 800.797.6324.

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Thinking about your dream home?

Consider a cash-out refinance and make your dreams a reality