Boost your business
Prime-1% APR1
Business Line of Credit up to $250,0002
Inventory
Gain the flexibility to purchase and store essential materials or inventory early, without overburdening your financial resources.
Employees
A small business line of credit lets you invest in growth—like hiring staff or launching marketing—without waiting for revenue to catch up.
Renovate
Whether you're improving customer experience or updating your layout, quick access to funds helps you stay competitive and fresh.
Improve cash flow
Whether you're covering gaps in payments or handling surprise costs, flexible funds help keep your business running smoothly.
For more than a century, we’ve helped local businesses grow and thrive. Whether you’re new, growing, or just looking for a new Business Banking relationship, we have the products, services, and the experienced bankers to help you reach your unique goals!
This form is intended for Business Banking referrals only. For customer service and general banking questions, please call our Customer Care team at 800.797.6324 or visit your nearest branch.
* Required field
** Consent to Contact. By clicking Yes, you authorize Mechanics Bank to contact you, including by automated means, such as an automatic telephone dialing system, an artificial or pre-recorded voice message, and text message, via telephone, mobile phone, and email, including contacting you for telemarketing or advertising purposes. You expressly consent to this contact even if your contact information is listed on any Do Not Call list (whether internal, state, federal, or national). However, your consent is not required as a condition of purchasing any Mechanics Bank products or services.
CCPA Privacy Notice at Collection
Why choose Mechanics Bank?
We're one of the West Coast's oldest and strongest banks, built to withstand the ups and downs of economic and business cycles. Well capitalized and highly liquid, we maintain a transparent and simple balance sheet and have an extremely diverse and granular deposit base. We value core banking and lending principles that have allowed us to withstand challenging times over the past century, and will continue to lead us into the future. With 166 branches spanning from San Diego to Seattle, we serve the West Coast, and we're committed to exceeding your expectations every day.