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Personal > Bank > Personal Checking > How to Apply

How to Apply

Opening a checking or savings account1 at Mechanics Bank is easy.

Gather Your Personal Information
You'll need the following information to apply for an account:

  • Personal identification, including your:
    • Social Security Number or Individual Tax ID Number (ITIN)
    • California Driver's License or ID Card information*
    • Home address
  • $25 minimum deposit to open a personal checking or savings account ($5 for savings accounts for minors)
  • Bank account details to transfer funds from another bank:
    • Account Number
    • Routing Number

Visit your local branch to complete the application.

Your local banker will go over your new account, explain all the benefits, and answer any questions you may have. You can count on us for help now and as your financial needs change over time.

Schedule an Appointment

Our bankers are available to meet with you by appointment and assist you in opening a new account.

schedule an appointment

Get Started

Find your local branch

Schedule an appointment

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Disclosures:

  1. Your account will be opened once you submit your application. Account opening is subject to approval.

* Please visit one of our offices if you have Identification other than a Driver’s License or State ID, for example a passport or Military ID.

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

Mechanics Bank

Routing Number: 121102036
© 2020 Mechanics Bank. All rights reserved.

Oakland A's

The Official East Bay Bank of the Oakland A's

Forbes Best Banks 2022

© 2022 Forbes Media LLC. Used with permission.

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Deposit and loan products are offered by Mechanics Bank, Member FDIC
equal housing lender logo Equal Housing Lender NMLS#442116


Investment management and trust services are offered by Mechanics Bank Wealth Management. Mechanics Bank investment products are:

Not FDIC Insured     |     Not Bank Guaranteed     |     May Lose Value

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