Personal Checking

Compare Checking Accounts

	Essential A simple and convenient checking account that gives you more control of your money.	Advantage All the features and benefits of our Essential account, plus more.	Premier An interest-bearing account that offers all of the perks, as well as other exclusive benefits.
Online Banking with Bill Bay, Mobile & Text Banking¹	Essential Included	Advantage Included	Premier Included
Visa Contactless Debit Card	EssentialIncluded	Advantage Included	Premier Included
Surcharge-free access² to an extended network of third-party ATMs internationally³	EssentialIncluded	Advantage Included	Premier Included
Mechanics Bank out of network ATM fee reimbursement (per statement cycle)	Essential One	Advantage Two	Premier Unlimited
Out of network ATM fee rebate (per statement cycle)	Essential - Not Included	Advantage Up to $9	Premier Unlimited
Fee discount on eligible mortgage loans on primary residence	Essential - Not Included	Advantage $300	Premier $450
Annual safe deposit box rental fee discount	Essential - Not Included	Advantage $15	Premier $20
Initial order of Mechanics Bank checks⁴	Essential $18	Advantage $8	Premier $0
Complimentary cashier's checks (up to 5 per statement cycle)	Essential - Not Included	Advantage Included	Premier Included
Online Banking with Bill Pay, Mobile & Text Banking¹	Essential Included	Advantage Included	Premier Included
Incoming wires rebate	Essential - Not Included	Advantage - Not Included	Premier Included
Overdraft fee reimbursement (per statement cycle)	Essential - Not Included	Advantage - Not Included	Premier Up to $35
Overdraft transfer fee rebate⁵	Essential - Not Included	Advantage - Not Included	Premier Included
Initial stop payment rebate	Essential - Not Included	Advantage - Not Included	Premier Included
Paper statement fee waiver	Essential - Not Included	Advantage - Not Included	Premier Included
Interest bearing	Essential - Not Included	Advantage-	Premier Included

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