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Personal > Bank > Personal Checking > Compare Checking Accounts

Compare Checking Accounts

  Essential

A simple and convenient checking account that gives you more control of your money.

Advantage

All the features and benefits of our Essential account, plus more.

Premier

An interest-bearing account that offers all of the perks, as well as other exclusive benefits.

Minimum Opening Deposit $25 $25 $25
Online Banking with Bill Pay, Mobile & Text Banking1 EssentialIncluded AdvantageIncluded PremierIncluded
Visa Contactless Debit Card EssentialIncluded AdvantageIncluded Premier
Included
Surcharge-free access to an extended network of MoneyPass® ATMs nationwide2 EssentialIncluded AdvantageIncluded PremierIncluded
Mechanics Bank out-of-network ATM withdrawal fee rebate (per statement cycle)3 Essential- AdvantageOne PremierUnlimited
Out-of-network ATM operator fee rebate (per statement cycle)4 Essential- Not Included AdvantageUp to $3 PremierUnlimited
Annual safe deposit box rental fee discount Essential- Not Included Advantage- Premier$20
Initial order of Mechanics Bank checks5    EssentialDiscounted AdvantageDiscounted PremierComplimentary
Incoming wire fee rebate Essential- Not Included Advantage- Not Included UnlimitedPremierIncluded
Overdraft/returned item fee rebate (per statement cycle) Essential- Not Included Advantage- Not Included PremierUp to $35
Overdraft transfer fee rebate Essential- Not Included Advantage- Not Included UnlimitedPremierIncluded
Stop payment fee rebate Essential- Not Included Advantage- Not Included UnlimitedPremierIncluded
Paper statement fee waiver Essential- Not Included Advantage- Not Included PremierIncluded
Interest bearing Essential- Not Included Advantage- PremierIncluded

 

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Disclosures:

See a banker for the Truth in Savings disclosure for individual account details and limitations. See Account Agreement and Schedule of Fees and Charges for terms and conditions that apply to deposit accounts and services.

  1. Your mobile carrier’s message and data rates may apply.
  2. Subject to change at any time without notice.
  3. Fee charged by Mechanics Bank for use of non-Mechanics Bank/MoneyPass® ATM.
  4. Fee charged by other institutions for use of their ATMs.
  5. Initial order includes one (1) box of Mechanics Bank checks.
Mechanics Bank

Routing Number: 121102036
© 2020 Mechanics Bank. All rights reserved.

Oakland A's

The Official East Bay Bank of the Oakland A's

Forbes Best Banks 2022

© 2022 Forbes Media LLC. Used with permission.

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Deposit and loan products are offered by Mechanics Bank, Member FDIC
equal housing lender logo Equal Housing Lender NMLS#442116


Investment management and trust services are offered by Mechanics Bank Wealth Management. Mechanics Bank investment products are:

Not FDIC Insured     |     Not Bank Guaranteed     |     May Lose Value

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