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Loan Forgiveness Update
Forgiveness for Loans Made in 2020: Email invitations to begin the Loan Forgiveness Application process have been sent to all borrowers who received a PPP loan with us in 2020. Emails were sent to the email associated with your PPP loan record (please check your spam or junk folders for messages from PPPforgiveness@mechanicsbank.com). If you did not receive an email to begin the Loan Forgiveness Application process, or if you believe the email we have on record is not accurate, or is no longer in service, please email us at CaresAct@mechanicsbank.com with your contact name, business name, address and phone number and we will reach out to update our records.
Even if you have not applied for Loan Forgiveness yet, your loan payments are deferred until 10 months after the end of your applicable Covered Period. Please see our Loan Forgiveness page for more information and a timeline example.
Forgiveness for Loans Made in 2021: You will be eligible to apply for Loan Forgiveness once your Covered Period is complete. Loan proceeds must be spent during the 8- to 24-week “Covered Period” immediately following disbursement of the loan. We will send you an email invitation to begin the Loan Forgiveness process when the time is appropriate.
Please see our Loan Forgiveness Page for more information on the Loan Forgiveness process and how to prepare.