Skip to main content
site-logo
  • Personal
    Bank
    Personal Checking Personal Savings Debit Cards
    Borrow
    Home Loans Personal Credit Cards Manage My Auto Loan
    Manage
    Personal Online Banking Personal Mobile Banking
    Explore More Services
    Additional Services Overdraft Services Wealth Management
  • Business & Commercial
    Banking Services
    Digital Banking Checking Savings Solutions
    Treasury Management
    Payable Solutions Receivable Solutions Fraud Prevention Cash Management
    Commercial Lending
    Term Loans & Lines of Credit Multi-Family Lending Commercial Real Estate Owner Occupied Real Estate Equipment Financing Trade Services & Letters of Credit
    Small Business Lending
    Term Loans & Lines of Credit Owner Occupied Real Estate SBA Loans Meet Our Team
    Business Solutions
    Merchant Services Payroll Business Credit Cards PPP/CARES Act Workplace Benefit Plans
    Industry Expertise
    International Services Wine & Vineyards Title and Escrow Loan Payoff Demand Request Mortgage Loan Servicing
  • Wealth Management
    Learn About Us
    How We Work Our Team
    Banking Services
    Private Banking
    Explore Solutions
    Trust and Estate Services Investment Management Retirement Planning Employee Benefit Plans Specialty Asset Management
  • About Us
    Who We Are
    WhyBankWithUs? History & Heritage Executives & Board Safety & Soundness Investor Relations News & Press
    Our Community Commitment
    Community Service CRA Public File Mechanics Bank Arena
    Careers
    Joining Mechanics Bank Current Career Opportunities Equal Employment Opportunity Notice to Recruiters
  • Resources
    Connecting With Us
    Contact Us Locations Social Media Channels
    Resources & Tools
    Help Center Financial Education
    Privacy & Security
    Know Fraud When You See It Protect Your Accounts Online Privacy Policy Privacy Policy California Privacy Notice
    Agreements & Disclosures
    Regulatory & Federal Resources
  • Personal
    Bank
    • Personal Checking
      • Order Checks
      • Compare Checking Accounts
      • How to Apply
    • Personal Savings
      • Money Markets & CDs
      • Retirement
      • Compare Savings Accounts
      • How to Apply
    • Debit Cards
      • Card Controls
    Borrow
    • Home Loans
      • Mortgage Calculator
      • Mortgage Documents Checklist
      • Mortgage Loan Representatives
      • Getting Help to Avoid Foreclosure
    • Personal Credit Cards
    • Manage My Auto Loan
    Manage
    • Personal Online Banking
    • Personal Mobile Banking
    Explore More Services
    • Additional Services
    • Overdraft Services
    • Wealth Management
  • Business & Commercial
    Banking Services
    • Digital Banking
      • Business Online Banking
      • Business Mobile Banking
    • Checking
      • Compare Checking Accounts
      • Order Business Checks
    • Savings Solutions
    Treasury Management
    • Payable Solutions
    • Receivable Solutions
    • Fraud Prevention
    • Cash Management
    Commercial Lending
    • Term Loans & Lines of Credit
    • Multi-Family Lending
    • Commercial Real Estate
    • Owner Occupied Real Estate
    • Equipment Financing
    • Trade Services & Letters of Credit
    Small Business Lending
    • Term Loans & Lines of Credit
    • Owner Occupied Real Estate
    • SBA Loans
    • Meet Our Team
    Business Solutions
    • Merchant Services
    • Payroll
    • Business Credit Cards
    • PPP/CARES Act
    • Workplace Benefit Plans
    Industry Expertise
    • International Services
    • Wine & Vineyards
    • Title and Escrow
    • Loan Payoff Demand Request
    • Mortgage Loan Servicing
  • Wealth Management
    Learn About Us
    • How We Work
    • Our Team
    Banking Services
    • Private Banking
    Explore Solutions
    • Trust and Estate Services
    • Investment Management
    • Retirement Planning
    • Employee Benefit Plans
    • Specialty Asset Management
  • About Us
    Who We Are
    • WhyBankWithUs?
    • History & Heritage
    • Executives & Board
    • Safety & Soundness
    • Investor Relations
    • News & Press
    Our Community Commitment
    • Community Service
    • CRA Public File
    • Mechanics Bank Arena
    Careers
    • Joining Mechanics Bank
    • Current Career Opportunities
    • Equal Employment Opportunity
    • Notice to Recruiters
  • Resources
    Connecting With Us
    • Contact Us
    • Locations
    • Social Media Channels
    Resources & Tools
    • Help Center
    • Financial Education
    Privacy & Security
    • Know Fraud When You See It
    • Protect Your Accounts
    • Online Privacy Policy
    • Privacy Policy
    • California Privacy Notice
    Agreements & Disclosures
    • Regulatory & Federal Resources
  • Help
  • Contact Us
  • Locations
  • Sign In
Routing Number: 121102036
Mechanics Bank Logo
Sign In
  • Sign In


  • Forgot or need help with: User ID | Password

  • Register | Security

Why Bank With Us?

Backed by exceptional capital strength and substantial assets, we are a resilient and resourceful California bank whose core banking and lending principles reflect that of a community bank. For over a century, it has been our foremost commitment to exceed our clients’ expectations every day.

Link Text
About Us > Who We Are > WhyBankWithUs?

Why Mechanics Bank?

Through our storied heritage, we’re connected — to you and your community. With branches spanning from the Imperial Valley to the Cascades and Klamath Mountains, and from the coastal cities and towns to the Sierra Nevada foothills, we serve California. No other bank is more passionate about providing for its clients’ banking and lending needs, and giving back to its communities across the Golden State.

learn about safety and soundness

learn about safety & soundness

Safety & Soundness

Managing a transparent and simple balance sheet free of hedges, derivatives or swaps, we value core banking and lending principles that have allowed us to withstand challenging times, including the 1906 San Francisco earthquake and fire, the Great Depression, and World Wars I and II. At the onset of the Great Recession in 2008, Mechanics Bank was among the first banks in the nation to turn down the Treasury Department’s “Troubled Asset Relief Program” (TARP) assistance.

  • Over $18.1 billion in total assets1
  • $15.5 billion in deposits1

Banking Designed With You In Mind

We’re your neighbors who live and work in your community. We share your values and aspirations. And as bankers, we endeavor to help you achieve your financial goals with robust banking services that meet all your personal, mortgage, business, and wealth management needs.

Because we understand that your time is valuable, we have the tools to let you bank on your schedule. The convenience of our online banking and mobile apps allow you to securely view and manage your accounts – when you want, where you want.

online and mobile banking

learn about online & mobile banking

schedule an appointment

schedule an appointment

We're Here For You

As the way we live, work, and interact continues to change, we’re committed to helping you with all your financial needs while creating a safe environment for you and our employees. Whether you prefer to use technology or meet with a banker in person, we're here for you. Get personalized help at a branch or on the phone.

Community Commitment

We strive to understand the needs of the communities throughout our footprint. To achieve this, we work closely with local chambers of commerce to support small businesses and community-based organizations to offer programs such as Individual Development Accounts (IDAs) for individuals who are saving to get a college education, buy their first home, or start a business. We also work with the Federal Home Loan Bank of San Francisco (FHLBSF) to provide 3:1 first-time homebuyer down payment and closing cost assistance through the Workforce Initiative Subsidy for Homeownership (WISH) and Individual Development and Empowerment Account (IDEA) programs.

we are involved in california communities

learn about our community commitment

Ready to take the next step?

Call 800.797.6324

Find your local branch

Did you find the information on this page helpful?

Was the information on this page helpful?

Need help with your account? Please call or email us.

Your rating has been submitted - thank you for your feedback.
We're sorry - something went wrong. Please try submitting your rating again.

Share this page:

Disclosures:

1 FDIC, Consolidated Reports of Conditions and Income, FFIEC 041, 12/31/2022

Mechanics Bank

Routing Number: 121102036
© 2020 Mechanics Bank. All rights reserved.

Oakland A's

The Official East Bay Bank of the Oakland A's

Forbes Best Banks 2022

© 2022 Forbes Media LLC. Used with permission.

  • About Us
  • Who We Are
  • News & Press
  • Careers
  • Community Commitment
  • Resources
  • Locations
  • Contact Us
  • Branch Holidays
  • Routing Number
  • Help Center
  • Financial Education
  • Privacy
  • Security
  • Agreements & Disclosures
  • Federal & Regulatory Resources
  • Website Accessibility Statement
  • Web Content Accessibility Guidelines
  • Machine Readable Files Anthem
  • Machine Readable Files Kaiser

Deposit and loan products are offered by Mechanics Bank, Member FDIC
equal housing lender logo Equal Housing Lender NMLS#442116


Investment management and trust services are offered by Mechanics Bank Wealth Management. Mechanics Bank investment products are:

Not FDIC Insured     |     Not Bank Guaranteed     |     May Lose Value

Now Leaving
Continue Cancel
Server: www2 | Status: 4