Money Market Plus


We believe that a long-term savings strategy is the cornerstone of providing for a financially secure future. As a financial steward to our customers, Mechanics Bank strives to assist our customers in becoming financially "FIT" (Financial Independence Together).

Designed for individuals and businesses who want to earn higher interest rates, maintain full liquidity of their funds and have the ability to write checks for access to their funds.

  • Minimum opening deposit is $2,500
  • No monthly fee with a minimum daily balance of $2,500.00; If requirement not met, monthly fee is $10.00
  • ATM access with your ATM, Debit MasterCard®, Gold Debit MasterCard® card (point-of-sale purchases not allowed)
  • Access to 24 hour/7 days a week automated TeleBanking service
  • Online access with Personal Online Banking at no charge
  • Tiered rate schedule
  • A $15.00 per check charge will apply when more than six (6) checks are processed during the month/account statement cycle. Regulations limit certain transfers and withdrawals to a total of six (6) per month/account statement cycle. Accounts exceeding the transaction limit on multiple occasions may be converted to a more appropriate account type.

Please contact us at 800-797-6324 or see current rates.