Platinum Mortgages


Private Banking at Mechanics Bank prides itself on offering customized mortgages to finance the residential real estate financing needs of its clients. There’s no off-the-shelf product in which we try to fit our clients; rather, our Private Bankers work with the client to identify the best mortgage financing structure possible.

We finance all types of residential properties, including condominiums and co-operatives, and set no limitations on purpose. We finance primary residences, second homes, vacation homes, and investment properties.

Because we value a relationship over a transaction, we offer preferred rates exclusive to Private Banking clients. Our rates can be fixed or adjustable and we offer a variety of payment options.

Interest only, with or without prepayment penalties, no loan origination fee, and no points are additional options that our Private Bankers can offer.

The advantages of financing with Mechanics Bank Private Banking include:

  • Immediate attention to your needs with fast approval and quick closing
  • Customized and flexible credit structures
  • Local credit approval from a team who understands real estate values in your neighborhood
  • Competitive pricing
  • Skilled, knowledgeable and accessible Private Bankers
  • A genuine commitment to quality service

To learn more about these Private Banking services, please contact one of our Private Bankers at the location nearest you.

Private Banking Contact Information
Walnut Creek 925-256-3062
San Francisco 707-603-1017
Napa 707-603-1017
Roseville 916-787-1354


Equal Housing Lender Equal Housing Lender

NMLS #442116