Platinum Debit MasterCard ®


Quick and easy access to your money – wherever you may be in the world - combined with an impressive list of benefits is what our Private Banking clients can expect from our Platinum Debit MasterCard®.

Topping the list of benefits:

  • Generous ATM withdrawal and purchase limits
  • A 0.75% cash rebate on all qualifying purchases made during each program year1
  • $1,000,000 Worldwide Automatic Travel Accident and Baggage Delay Insurance
  • Extended Warranty
  • Purchase Assurance Coverage and Satisfaction Guarantee Coverage
  • MasterRoad Assistance Service
  • Travel Assistance Services and MasterCard Global Service

To learn more about these Private Banking services, please contact one of our Private Bankers at the location nearest you.

Private Banking Contact Information
Walnut Creek 925-256-3062
San Francisco 707-603-1017
Napa 707-603-1017
Roseville 916-787-1354

1Platinum Debit MasterCard® Rebate Program Rules
Mechanics Bank Platinum Debit MasterCard® Card Rebate Program ("Program") allows you to earn a 0.75% rebate, not to exceed $500, on all Qualifying Purchases made during each Program Year. Your participation in the Program begins automatically when you open a Card.

Qualifying Purchases.
Qualifying Purchases are signature based transactions for goods and services charged to your primary checking account ("Account") using your Platinum Debit Card ("Card"), less any credits for returned items or adjustments. Nonqualifying transactions include cash withdrawals, transfers, and PIN-based purchases. The Program is based on individual usage of a Platinum Debit Card ("Card"). If an Account is linked to more than one Card, each Card will be separately eligible for participation in the Program.

Program Year.
The Program Year is November 1 through October 31 of the following year. A Card may begin participation in the Program at anytime during the Program Year.

Minimum Qualifying Purchases.
A rebate will be paid so long as the Card has either $200 in average monthly Qualifying Purchases or $2,400 in total Qualifying Purchases during the Program Year. If the Card is opened after November 1, the rebate will be based on the total amount of Qualifying Purchases prorated for each full month from when the Card was opened until the end of the current Program Year. For example, if the Card is opened on July 31, a total of $600 of Qualifying Purchases would be required by the end of the Program Year to earn a rebate.

Eligibility.
To be eligible for payment of the rebate, the Card must meet the requirements for minimum Qualifying Purchases. In addition, the Account and the Card must be open and in good standing as of October 31 of the Program Year.

Payment of Rebate.
Rebates will be paid each November for Qualifying Purchases in the immediately preceding Program Year by credit to the Account.

Amendment or Termination.
The Bank reserves the right to amend or terminate the Program at any time.