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Personal Credit Card


Are you looking for a rewards card that earns automatic bonus points on every purchase, every month? Or maybe you prefer a card to pay down your balances on other credit cards faster or to save on interest. Whatever your needs, we have a credit card that’s right for you!

For more information about our personal credit cards, you can apply online or learn more about these services. You can also apply for a personal credit card at one of our offices or contact us at 800-797-6324. The creditor, issuer and service provider of the credit card is Elan Financial Services.

We have five types of personal credit cards to choose from:

Personal Credit Card

Credit Card Features

   Visa® Bonus Rewards Card


  • Get 25% more on all points earned every month, automatically1
  • No caps or limits on points earned
  • $25 cash back with your first purchase
          

   Visa® Bonus Rewards PLUS Card


  • Get 50% more on all points earned every month, automatically2
  • No caps or limits on points earned
  • $50 cash back with your first purchase
          

   Visa® Platinum Card


  • Our best introductory APR offer
  • Save on interest and pay down your other credit card balances faster
  • Enjoy the everyday convenience of a non-rewards card
          
   Visa® College Rewards


  • For college students
  • Earn 1 reward point for every $1 in net purchases
  • Receive 1,000 bonus rewards points with your first purchase
  • Low rates and manageable credit lines
          
   Visa® Secured Card


  • Improve your credit3
  • Low annual fee
  • Flexible credit lines based on a security deposit ranging from $300 to $5,000
          


1 The 25% more in bonus rewards consists of 1 Reward Point for each dollar of Net Purchases plus an additional 25% (0.25) in points awarded based upon the total points earned on Net Purchases within a billing cycle (total 1.25 points)

2 The 50% more in bonus rewards consists of 1 Reward Point for each dollar of Net Purchases plus an additional 50% (0.50) in points awarded based upon the total points earned on Net Purchases within a billing cycle (total 1.5 points)

3 Late payments and going over the credit limit may damage your credit history