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Business Interest Checking


No monthly service charge with ONE of the following:

  • $5,000 minimum daily balance OR
  • $10,000 average monthly balance OR
  • $20,000 combined business deposit balance1

1 Combined balance shall be defined as follows: when used for service charge purposes, "combined balance" means the average monthly balance of the primary checking account, together with the combined current balances (determined on the statement date of the primary checking account) in all other business deposit and loan accounts with the exception of analyzed accounts.

Monthly Service Charge: $15.00 when one of the above criteria is not met.

Monthly Activity Allowance:
Activity fee of $0.30 per item assessed when greater than 250 combined items are processed in any given month (Combined items include deposits processed, items deposited and checks paid)

Monthly Coin & Currency Allowance:
(Includes coin or currency deposited and/or furnished)
$5,000 per month ($1.30 per thousand thereafter)

For more information about these business services, please visit one of our offices or contact us at 800-797-6324.

Current Rates

Overdraft Protection is available with a Mechanics Bank Business SavingsLink or Business Money Market Plus Account. Some restrictions apply. $100 minimum opening deposit for any checking account.