Print this page small font normal font large font

Personal Loans


Appropriate lending support tailored to your specific needs is an essential element of our full-service relationship banking philosophy. We provide a wide variety of loans to meet your personal financing needs. From lines of credit and asset-based financing, we will structure a custom package specifically to meet your requirements.

We view extending credit, whether it is a credit card, a new home loan or a home equity line of credit as an important responsibility of a community bank. We are proud that for nearly a century we have been helping individuals, families and businesses accomplish their financial goals. Relationship banking is an advantage for you and for us.

The more we work together to meet your financial needs, the better we can serve you by knowing which products and services best fit your needs at any given time.


Personal Loan

Service Description

Credit Cards

You'll find that, feature for feature, Mechanics Bank provides one of the best values in credit card convenience. These benefits make shopping, entertaining, travel and paying bills easy; safe and convenient.


Home Loans / Mortgages

With a variety of home loan products to choose from, we will help you find the one that's right for you. Mechanics Bank and RPM Mortgage are two local lenders working together to ensure you have access to the full variety of mortgage loans available today. Mechanics Bank offers competitive rates on 10 and 15 year mortgages, and can facilitate traditional term mortgages and your special needs through our relationship with RPM Mortgage. It’s a superior and hassle-free experience supported by local lending experts who know and understand the unique real estate challenges of Northern California.

Call 800.797.6324 and get started today.

Home Equity Line of Credit

If you have a substantial amount of equity in your home, an Home Equity Line of Credit provides you with the optimum amount of convenience.

Home Equity Loans

A Mechanics Bank Home Equity Loan has a fixed repayment term and fixed interest rate.


Secured / Unsecured

For more information on our secured and unsecured personal loans, please contact us at 800.797.6324 or visit one of our office locations.



All real estate loans subject to program eligibility, collateral, underwriting approval and credit approval.
Mechanics Bank is an Equal Housing Lender. Member FDIC. NMLS #442116

Equal Housing Lender