Credit & Debit Card Fraud



Credit & Debit Card Fraud

Credit card and debit card theft is a very common form of fraud. However, it is still possible for your account numbers to be stolen while your cards are in your possession.

Reduce the chances that you will become a victim of credit card and debit card fraud:

  • Sign your cards immediately once they arrive in the mail OR in lieu of a signature on your credit card or debit card, write "verify signature on driver's license."
  • Memorize your Personal Identification Number (PIN) and don't write it on anything.
  • Don't enter your card online unless you're on a secure site. Don't send your credit card or debit card number in an email. Unless this email is a secure email within Online Banking.
  • Keep a record of all your account numbers, expiration dates, and contact information for each issuer. This will come in handy if your wallet is lost or stolen.
  • Report a lost or stolen card right away. Quick action will minimize potential loss and liability. Save your receipts to compare against your billing statement. When discarding receipts, tear them up or shred them.
  • Monitor your statements monthly, making sure you recognize all charges. If you see any suspicious transactions, contact your bank immediately.
  • Carefully review receipts for voided transactions and be sure they do not post to your account.
  • Don't leave your purse, wallet, cards, or receipts unattended. Always keep them secure or in your sight. Only carry cards that you need; leave others in a safe place at home.
  • Don't give out your account number unless you know and trust the company.