E. Michael Downer


Vice Chairman of the Board

E. Michael Downer became Vice Chairman of the Board of Mechanics Bank in May 2010, the fourth generation of the founding Downer family to serve on the board. Michael has been on the Board of Directors since 2003 and chairs the Directors Loan Committee.

A financial services veteran with more than 20 years of experience in the industry, he began his banking career at Napa Valley Bank as a Management Trainee and eventually as a Commercial Lender. He worked as a Credit Administrator for Coast Commercial Bank in Santa Cruz before joining Mechanics Bank where he was a Vice President - Regional Manager and Retail Sales Manager. He subsequently founded his own company, Downer & Associates, Inc., a firm specializing in business sales, mergers and acquisitions of privately held companies in Northern California. He is a Licensed Broker with the State of California and a Certified Business Intermediary (CBI), a designation conferred by the International Business Brokers Association.

Michael is active in Napa Sunrise Rotary where he currently serves on the Board of Directors. He has also coached soccer in the Napa Youth Soccer League.

He is a graduate of Linfield College with a B.A. in Business Administration and of Pacific Coast Banking School at University of Washington in Seattle. He is a member of the National Association of Corporate Directors. Michael lives in Napa with his wife Jackie and their two daughters.