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Personal Savings


We believe that a long-term savings strategy is the cornerstone of providing for a financially secure future. As a financial steward to our customers, Mechanics Bank strives to assist our customers in becoming financially "FIT" (Financial Independence Together).

Designed for individuals who want to receive an easy-to-read quarterly statement summarizing their account.

  • Minimum opening deposit: $100
  • Minimum balance required to avoid monthly service charge is $500 (minor and accounts for the benefit of minors are excluded from this requirement); otherwise, monthly service charge is $5.00
  • ATM access with your ATM, Debit MasterCard®, Gold Debit MasterCard® card (Point-of-sale purchases not allowed)
  • Access to 24 hour/7 days a week automated TeleBanking service
  • Free access online with Personal Online Banking
  • Set up automatic transfers to or from your Personal Savings account
  • Regulations limit certain transfers and withdrawals to a total of six (6) per month/account statement cycle. Accounts exceeding the transaction limit on multiple occasions may be converted to a more appropriate account type.

Please contact us at 800-797-6324 or see current rates.