Private Banking at Mechanics Bank prides itself on offering customized mortgages to finance the residential real estate financing needs of its clients. There’s no off-the-shelf product in which we try to fit our clients; rather, our Private Bankers work with the client to identify the best mortgage financing structure possible.
We finance all types of residential properties, including condominiums and co-operatives, and set no limitations on purpose. We finance primary residences, second homes, vacation homes, and investment properties.
Because we value a relationship over a transaction, we offer preferred rates exclusive to Private Banking clients. Our rates can be fixed or adjustable and we offer a variety of payment options.
Interest only, with or without prepayment penalties, no loan origination fee, and no points are additional options that our Private Bankers can offer.
The advantages of financing with Mechanics Bank Private Banking include:
To learn more about these Private Banking services, please contact one of our Private Bankers at the location nearest you.
Equal Housing Lender NMLS #442116