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Platinum Equity Lines and Loans


For Private Banking clients, customized financing solutions are just a phone call away.

Our Platinum Equity Line of Credit will provide you quick access to financing based on the available equity in your home – eliminate any concern about financing that “must have” purchase, paying off higher interest rate debt, or completing home renovation or repairs, taking advantage of all the benefits provided by this type of credit.

And our Platinum Term Loan is the perfect solution when you need to borrow but want to repay in regularly scheduled monthly installments. Online viewing of line of credit and term loan balances enable real time viewing of available funds, and online transfers to your Platinum Checking account provides quick and easy access to cash.

As a bank that recognizes and values relationships, we offer competitive pricing based on the total relationship and not the single transaction.

The advantages of financing with Mechanics Bank Private Banking include:

  • Immediate attention to your needs and fast approval process
  • Customized and flexible credit structures
  • Local credit approval from a team that understands the real estate values in your neighborhood
  • Competitive pricing
  • Skilled, knowledgeable and accessible Private Bankers
  • A genuine commitment to quality service

To learn more about these Private Banking services, please contact one of our Private Bankers at the location nearest you.

Private Banking Contact Information
Walnut Creek 925-256-3062
San Francisco 707-603-1017
Napa 707-603-1017
Roseville 916-787-1354


Equal Housing Lender Equal Housing Lender

NMLS #442116