Text Banking


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Text Banking from Mechanics Bank is the simple solution to keeping track of your account - right from your mobile phone! Text Banking is an easy and secure feature of our Online Banking, putting the power of account information at your fingertips to help you get fast answers and make smarter decisions on the go. You can set up text banking from more than one device (just add your phone number and follow the activation process for each phone).

  • It's Free - there is no charge from Mechanics Bank*  
  • Works on most phones that can text 

Getting Started With Text Banking

  • Log in to Online Banking from a computer
  • On the burgundy navigation bar, go to the My Accounts menu and select Manage Alerts/Notifcations
    (You can also access the text banking menu by choosing My Profile and then Alerts & Notifications)
  • Click on the "Activate" button
  • Enter your mobile phone number
  • Read and agree to the Terms and Conditions and click "Next"
  • An activation code will be sent as a text message to your mobile device
  • Enter the activation code within Online Banking and click "Next"
  • Select the account you wish to designate as primary** and click "Done"
  • Begin using Text Message Banking by texting 454545 at anytime
  • Save the number 454545 as a contact in your mobile phone
  • You can set up multiple devices to enable text banking.

Things You Can Do With Text Banking

Text keywords to 454545 to receive:

  • Primary** account balances
  • All account balances
  • Your last five transactions
  • Balances on all accounts
  • Transfers from one source account to your primary account
Text Banking Commands

 *Please note that standard text and/or internet charges may apply depending on your carrier and service plan.
**This is the account designated during enrollment for which you will receive balance information when texting "BAL".

If you have questions about Text Banking, please call our Online Services team at 877.265.6324.

Additional Resources

Mobile Banking

Text Banking Frequently Asked Questions
Text Banking Demo

Mobile Web Banking Frequently Asked Questions
Mobile Web Banking Demo
Mobile Web Banking Overview

Security Center