Richmond, CA—October 25, 2007—Mechanics Bank has earned a five-star “Superior” rating—the top rating given—from BauerFinancial, Inc., one of the nation’s leading independent bank rating services.

BauerFinancial ratings classify institutions based upon a complex formula that factors in (among other things) current and historical data including an institution’s capital level, profitability, historical trends, loan delinquencies, repossessed assets, reserves, regulatory compliance, proposed regulations and asset quality. Ratings range from zero stars to five stars.

“Recent nationwide subprime credit problems have caused some consumers concern about their own banking institutions,” said Steve Buster, CEO of Mechanics Bank, a 102-year-old full service institution that is Northern California’s largest independent community bank. “We are delighted to have one more way to reassure them that MechanicsBank continues to be prudent and responsible in investing and safeguarding clients’ and shareholders’ assets.”

BauerFinancial, Inc. has been analyzing and reporting on the financial condition of the nation’s banking industry since 1983. For more information on their ratings, go to


Headquartered in Richmond, California, MechanicsBank has approximately $2.7 billion in assets. Its 33 offices are located the counties of San Francisco, Marin, Alameda, Contra Costa, Napa, Placer, El Dorado, and Sacramento. For more information visit

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