Permanent Working Capital Term Financing

Your business may rely on incoming cash to operate, but sometimes being in a growth mode means that operating cash from incoming receivables is stretched too thin. The solution may reside in a permanent injection of working capital in the form of term financing. Mechanics Bank can work with you to identify solutions that match your business’s needs. Our term loans are well-structured to accommodate your growth patterns, your need for capital expenditures, and your projections for future revenue for repayment.

The advantages of financing with Mechanics Bank include:

  • Immediate attention to your needs
  • Customized and flexible credit structures
  • Local credit approval
  • Competitive pricing options
  • Skilled, experienced and knowledgeable Relationship Managers
  • Expertise in diversified industries, to include specialization in contractor, winery, and professional services industries
  • A genuine commitment to quality service