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Our Offices and Call Center will be closed on Monday, October 13th, 2014 in observance of Columbus Day. Learn more

1 Effective 1/26/15. Pricing based on 3-year CMT + 2.13%. 5-year fully amortized loan. Subject to credit approval and borrower qualifications. Existing Mechanics Bank loans not eligible for refinancing. All loan rates subject to change without notice. Standard prepayment fees and additional terms and conditions may apply. Actual rates may vary.

2 Effective 1/26/15. Pricing based on 5-year CMT + 2.20%. After the initial 5 year fixed rate, rate will reset at the then prevailing 5-year CMT rate plus 275 basis points. Minimum rate is 3.50%. Subject to credit approval. Standard prepayment premium and additional terms and conditions may apply. Existing Mechanics Bank CRE loans NOT eligible for refinance. All loan rates subject to change without notice. Actual rates may vary.

3 Fixed rate of 2.99% (3.067% APR). A typical loan of $400,000 has 120 payments of $3,860.58.

4 Fixed rate of 3.375% (3.428% APR). A typical loan of $400,000 has 180 payments of $2,835.04. 3, 4 Proceeds from loans made by Mechanics Bank cannot be used to pay off or pay down existing Mechanics Bank loans. 10 and 15 year loan rates are based on Mechanics Bank rates published October 10, 2014. Actual rates may vary. Monthly payments shown do not include taxes and insurance premiums. Your actual payment obligation will be greater. All loans subject to program eligibility, collateral, underwriting approval and credit approval. NMLS#442116