In an industry as dynamic and regulated as health care, the need for banking solutions that create efficiency and support growth is more crucial than ever. Mechanics Bank is proud to offer tailored financial services that help health care providers – and their practices – thrive.

For your Practice

Flexible lending1

Find the right financing solution to help you manage cash flow, upgrade equipment or expand your practice:

  • Business loans and lines of credit
  • Owner-Occupied Commercial Real Estate
  • Acquisition financing
  • Equipment financing

Streamline receivable & collection services

Maximize funds availability by increasing the efficiency of your account receivables with these solutions:

  • Lock boxes
  • Merchant card services2
  • ACH collections
  • Remote Deposit

Secure payment & banking solutions

Disburse payments securely and reliably with the convenience of:

  • ACH payments
  • Wire transfers
  • Sweep accounts
  • Corporate credit cards
  • Payroll services3
  • Positive Pay
  • Account reconciliation
  • Information reporting

For your Physicians

Personal credit & financing solutions1

  • Home mortgage with expedited processing4
  • Home equity lines of credit
  • Vacation homes
  • Investor real estate (commercial, multi-family)
  • Tiered rate discounts based on qualifying deposit accounts5

Wealth Management6

  • Investment management
  • Real estate and special asset management
  • Tax-efficient wealth-transfer strategies
  • Personal Trust administration (including Special Needs Trusts)
  • Estate planning and settlement services

 

For your Employees

We offer preferred personal banking services for employees of qualifying organizations. To learn more contact one of our Health Care industry experts today!

 

1 All loans subject to credit approval and other conditions. 2 Merchant services offered by First Data Corporation, a third party service provider unaffiliated with Mechanics Bank. Merchant Service programs, products and services are subject to change. 3 Payroll services offered by Paychex and Heartland Payment Systems, third party service providers not affiliated with Mechanics Bank. Payroll programs, products and services are subject to change. 4 Mechanics Bank has a strategic alliance with Stearns Lending, LLC to provide a full array of loan options for our clients. All loans subject to program eligibility, collateral, underwriting approval and credit approval. Other terms and conditions may apply. Mechanics Bank NMLS #442116. Stearns Lending, LLC NMLS #1854. Equal Housing Lenders. 5 Rates may vary and are subject to change. Talk to a banker for more details on qualified accounts and tiered rates. 6 Investment management and trust services are offered by Mechanics Bank Wealth Management. Mechanics Bank Investment products are:

NOT FDIC INSURED
NOT BANK GUARANTEED
MAY LOSE VALUE