We're Here for You

As COVID-19 (coronavirus) continues to affect the way we live, work, and interact, we’re committed to helping you with all your financial needs, while creating a safe environment for you and our employees.

Daily Branch and Office Status Update

Milpas Branch - 914 Carpinteria Street, Santa Barbara: Branch is temporarily closed until further notice
Orcutt-Oak Knolls Branch - 1110 East Clark Avenue, Santa Maria: Branch is temporarily closed until further notice
Beginning July 10, 2021 ten branches will resume Saturday hours:
- Berkeley - 2301 Shattuck Avenue: 9am - 2pm
- Concord: 9am - 1pm
- El Cerrito: 9am - 1pm
- Lafayette: 9am - 1pm
- Roseville: 9am - 1pm
- Napa: 9am - 1pm
- Pinole: 9am - 1pm
- Richmond, Hilltop - 3190 Klose Way: 9am - 1pm
- San Pablo: 9am - 1pm
- Walnut Creek: 9am - 1pm

Branch Appointments

While we are confident we can meet the majority of your banking needs online, we realize some matters may require an in-branch meeting. Our bankers are available to meet with you by appointment.

Schedule an Appointment

We’re open, with safety and convenience in mind

Throughout the pandemic, we’ve been able to remain open by following our safety guidelines which are designed to keep everyone socially distant and healthy. We continue to follow the local and state requirements, which in some cases, may differ from the federal guidelines or recommendations. We also continue to practice additional measures to keep everyone safe, including:

Encouraging the use of Drive Thru banking (where available) and ATMs
Requiring the use of masks by clients and employees when visiting a branch or office
Actively enforcing Social Distancing in and around our branches and offices
Controlling lobby or building access when needed
Asking customers who are sick, have a fever or a cough to use remote banking options or contact us for appointments
Continuing the increased sanitation of our general environments and all high-touch surfaces

PPP Update

On May 4, 2021, the Small Business Administration (SBA) unexpectedly announced funds have been exhausted for PPP loans for most lenders, including Mechanics Bank. We are not able to accept new applications at this time.

For information about loan forgiveness, please visit our PPP Loan Forgiveness page.

Beware of Scams

Unfortunately, we know that fraud and scams can increase during times of heightened fear and anxiety. We want to help you stay safe! Remember, we will never initiate contact to you by phone, email, or text to ask you for any personal information such as account numbers, social security numbers or debit/ATM card number or PINs. And please also be aware of other emails, texts, and phone calls that may look like they are coming from reputable companies or organizations trying to help. For more tips, please visit the Federal Trade Commission's Coronavirus Scams site and check out our Fraud Prevention page.