We're Here for You

As COVID-19 (coronavirus) continues to affect the way we live, work, and interact, we’re committed to helping you with all your financial needs, while creating a safe environment for you and our employees. We apologize for any inconvenience or disruptions as we work through this difficult time together. Stay safe!

Daily Branch and Office Status Update

All branches are currently open

Branch Appointments

While we are confident we can meet the majority of your banking needs online, we realize some matters may require an in-branch meeting. Our bankers are available to meet with you by appointment.

Schedule an Appointment

PPP Relaunch Update

We are currently accepting PPP Loan Applications from current business clients. Please visit our PPP page for program rules, eligibility and links to PPP loan applications.

Economic Impact (Stimulus) Payments

Updated March 15, 2021

On March 11, 2021, President Biden signed into law the American Rescue Plan Act of 2021 that includes a third round of stimulus payments (also known as Economic Impact Payments) to eligible U.S. residents. The IRS is in the process of disbursing the payments over the next few weeks. Please note that the eligibility criteria for the stimulus payments in the American Rescue Plan Act of 2021 is different from prior rounds of stimulus payments. Eligibility is solely determined by the government.

Learn more about eligibility and check your payment status.

Direct Deposit of Stimulus Payments
Mechanics Bank will process stimulus payments as they are received from the government, and we have no control over when they are issued. We do not place holds on these deposits.

If the IRS has your bank account information and you are eligible for a stimulus payment, you don’t need to take any action. The payment will be deposited directly into the same bank account you used when you filed your Federal tax return.

If the IRS does NOT have your bank account information and you are eligible for a stimulus payment, you should expect a check or debit card from the IRS in the mail in the coming weeks.

Let's Come Together From a Distance

For the health and safety of our employees and customers, we encourage you to utilize our Online and Mobile banking for your banking needs whenever possible. But if you need to visit us in person, we’re here for you! We are following all the updates and guidance from the Centers for Disease Control (CDC), CA Department of Public Health, and local governments. We’re also taking additional measures to keep everyone safe, including:

Encouraging use of Drive Thru banking (where available) and ATMs
Actively enforcing Social Distancing in and around the branches and office
Controlling lobby or building access when needed
Asking customers who are sick, have a fever or a cough to use remote banking options or contact us for appointments
Increasing sanitation of our general environments and all high-touch surfaces

help stop the spread of covid-19

Beware of Scams

Unfortunately, we know that fraud and scams can increase during times of heightened fear and anxiety. We want to help you stay safe! Remember, we will never initiate contact to you by phone, email, or text to ask you for any personal information such as account numbers, social security numbers or debit/ATM card number or PINs. And please also be aware of other emails, texts, and phone calls that may look like they are coming from reputable companies or organizations trying to help. For more tips, please visit the Federal Trade Commission's Coronavirus Scams site and check out our Fraud Prevention page.