There are plenty of reasons to refinance. Our Lending Advisors can help lower your monthly payment, consolidate your debt, access your equity and more. Maybe it’s been a few years since you closed on your mortgage. Chances are good that a lot has changed since then. With the rapid increase in property values in many regions, it might be a good time to consider refinancing your home loan.
With interest rates still low, it's possible you're in a higher rate. Lower your monthly payment and have more cash at month's end.
Looking to consolidate debt? Have a big goal in mind? Want to bring your kitchen remodel ideas to life? Let your home's value help reach goals.
Are you in an adjustable-rate mortgage loan? Rates can go up, so keep your payment where you want it to be by refinancing into a fixed rate.
The dream of having no mortgage is possible. Make it yours sooner (and potentially pay less interest while getting it) by shortening your payment plan.
For over 115 years, we’ve been working side-by-side with our neighbors to help with mortgage needs. We’d love to lend you a hand, too.
Get in touch and a Mechanics Bank Lending Advisor will reach out to you shortly.
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Have a big goal in mind? Want to bring your kitchen remodel ideas to life? Let your home's value help reach goals.