Love your home? Move into a new mortgage!

There are plenty of reasons to refinance. Our Mortgage Loan Representatives can help lower your monthly payment, consolidate your debt, access your equity and more. Maybe it’s been a few years since you closed on your mortgage. Chances are good that a lot has changed since then. With the rapid increase in property values in many regions, it might be a good time to consider refinancing your home loan. 

Money bag

More Money At Month's End

With interest rates still  low, it's possible you're in a higher rate. Lower your monthly payment and have more cash at month's end.

Painting tool or brush

Get Cash Out For A Project

Looking to consolidate debt? Have a big goal in mind? Want to bring your kitchen remodel ideas to life? Let your home's value help reach goals. 


Predictable Payments

Are you in an adjustable-rate mortgage loan? Rates can go up, so keep your payment where you want it to be by refinancing into a fixed rate.


Own Your Home Sooner

The dream of having no mortgage is possible. Make it yours sooner (and potentially pay less interest while getting it) by shortening your payment plan.

Let's see just how simple we can make this.

Get started today.

For over 115 years, we’ve been working side-by-side with our neighbors to help with mortgage needs. We’d love to lend you a hand, too.

Get in touch and a Mechanics Bank Mortgage Loan Representative will reach out to you shortly.

Local. Reliable. Professional.

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Thank You

A Mechanics Bank Mortgage Loan Representativewill be in contact with you shortly! 

If you have any questions in the meantime, please reach out to our Customer Care team at 800.797.6324.

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Refinance to a lower payment today.

Have a big goal in mind? Want to bring your kitchen remodel ideas to life? Let your home's value help reach goals.