How to Apply

Opening a checking account1 at Mechanics Bank is easy - whether you do it in a branch or over the phone. You only need about ten minutes.

Gather Your Personal Information
You'll need the following information to apply for an account:

  • Personal identification, including your:
    • Social Security Number or Individual Tax ID Number (ITIN)
    • California Driver's License or ID Card information
    • Home address
  • $100 minimum deposit to open the account
  • Bank account details to transfer funds from another bank:
    • Account Number
    • Routing Number

Visit your local branch to complete the application.

Your local banker will go over your new account, explain all the benefits, and answer any questions you may have. You can count on us for help now and as your financial needs change over time.

1Your account will be opened once you submit your application. Account opening is subject to approval.

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you:
When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you.
We may also ask to see your driver's license or other identifying documents.