Lines of Credit
Sign up for
Mobile Remote Deposit
Please notify parties sending wire transfers to your Mechanics Bank account of the following new wiring instructions:
Parties sending foreign wires to your account should use SWIFT Code MEBKUS66 if they do not have a correspondent US Bank. SWIFT Code RABOUS66 is no longer valid for Mechanics Bank as of September 21, 2020.
Parties sending wire transfers to your Mechanics Bank account should use Routing Number: 121102036.
Rabobank, N.A. Merger Information
Personal Online & Mobile Banking Transition Information
Business & Treasury Management Transition Information
Trust & Investment Account Transition Information
1 Please do not include account numbers, social security numbers, or any other confidential or personal identification information in any social media posts or general unsecure email messages to us.
The Mechanics Bank ABA Routing and Transit Number is 121102036.
The Mechanics Bank SWIFT code is MEBKUS66.
Please visit the Deluxe website to reorder checks.
Make sure to have the following information available:
An Easier, More Convenient Way to Pay! Our versatile Visa debit cards support contactless transactions.
Depending on the store’s payment terminal, you can: Tap, Insert or Swipe. Contactless transactions are:
Here’s how to use your debit card’s contactless function:
Frequently Asked Questions
How does contactless payment work?
Contactless payment uses short-range wireless technology to make secure payments between a contactless card or payment-enabled device and a contactless-enabled checkout terminal. When you tap or place your card near the terminal’s Wi-Fi-looking Contactless Symbol, your payment is sent for authorization.
How do I know if a store’s payment terminal allows contactless payment?
Nearly all of today’s merchant payment terminals in the U.S. enable contactless payment. To make sure, look for the Wi-Fi-looking contactless symbol on the payment terminal.
Do I always have to use my debit card’s contactless function?
Your card’s contactless-payment feature is safe, secure and convenient, but you can always choose to swipe or insert your card, just like any other Visa card.
Can I use my debit card’s contactless-payment feature outside the U.S.?
Yes! You can use your debit card’s contactless-payment feature at millions of places around the world, wherever you see the Wi-Fi-looking contactless symbol. If contactless payment is not available at a location, you can simply swipe or insert your debit card.
Find a Mechanics Bank ATM
The MoneyPass network offers tens of thousands of surcharge-free ATMs coast to coast, located where you live, work and travel. Just look for the green and blue logo on the ATM, or click below.
Find a MoneyPass ATM Get the MoneyPass ATM locator app
Connect with others, get the latest news, or simply share your questions and thoughts with us on our official social media sites. Yes, these are sites maintained and managed by Mechanics Bank. So join the conversation today—we want to hear from you!
Participation guidelines for our social sites
We hope you’ll take the time to share your thoughts and opinions with us, or just let us know what’s going on in your world. But please remember that we are a bank, and that means we’ve got certain rules and regulations to adhere to, and it may limit what we can say or comment on. It may even mean that we have to remove some posts if they’re inappropriate or violate any of the banking regulations. Ultimately, we want to protect you, your business, your family and your hard-earned money!
So if you’re on any of our social media sites, please remember:
Tips for social media safety
Social networking sites like Facebook, Twitter, LinkedIn, and YouTube enable people to post information about themselves and communicate with others around the world using forums, interest groups, blogs, chat rooms, email, and instant messaging. While social networking sites can increase a person’s network of friends or business contacts, they also can increase exposure to people with less-than-friendly intentions. Here are some tips to help protect yourself.
Never provide or post your Social Security number, address, phone number, bank account or credit card numbers, or other personal information that could be used by criminals. Think twice about posting your location and other personal information, especially if you have your social networking profiles set to public viewing or readily accessible by large networks. This information can often be viewed in real time by search engines and social websites – criminals may be able to use this information to cause you harm. Consider your personal safety. Consider not posting your photo. It can be altered or broadcast in ways you may not be happy about. Make sure your screen name doesn’t say too much about you. Be wary if a new friend wants to meet you in person. If you decide to meet, meet in a public place during the day with friends you trust. And tell a responsible adult where you’re going.
Some social networking sites allow only a defined community of users to access posted content; others allow anyone and everyone to view postings. Keep control over the information you post by restricting access to your page, and watch for updates to security and privacy policies. We have collected some links to help you learn more about privacy policies on the top social media sites.
Facebook Privacy Center
Twitter Help Center
Foursquare Privacy 101
YouTube Safety Center
How to Make YouTube Videos Private
LinkedIn Privacy Settings
Picture social networking sites as billboards in cyberspace. Don’t disclose anything about yourself, your friends, or family members that you wouldn’t want to be made public. And remember that once information appears on a website, it might never be completely erased. What you say or do online has repercussions offline, so be careful what you post.
Think twice before clicking on links or downloading attachments. They may contain viruses or spyware that could damage your computer or steal your personal information – including your online passwords and account numbers. Some messages may “spoof,” or copy the email addresses of friends to fool you into thinking that they’re from them. Don’t click on links or download attachments in emails from strangers, and if you get an unexpected message from someone whose address you recognize, check with them directly before clicking on links or attachments. A spam filter can help reduce the number of unwanted emails you get. Anti-virus software, which scans incoming messages for troublesome files, and anti-spyware software, which looks for programs that have been installed on your computer and track your online activities without your knowledge, can protect you from online identity theft. Firewalls prevent hackers and unauthorized communications from entering your computer.
Agreements and disclosures
To obtain printed copies of any of the agreements or notices below, please visit your local branch.
Personal Account Agreement (.pdf)
Business Account Agreement (.pdf)
Business Account Agreement Change in Terms (effective 8/27/20)
Schedule of Fees Effective 3/16/20 (.pdf)
Master Treasury Services Agreement (effective 6/1/20)
Small Business Schedule of Fees (effective 6/1/20)
Commercial Schedule of Fees (effective 6/1/20)
Mechanics Bank Privacy Notice (.pdf)
California Consumer Privacy Act
Consumer Online Banking Agreement and Disclosure (.pdf)
Consent to Electronic Communication (.pdf)
Mobile Deposit Service Agreement (.pdf)
Federal & Regulatory Resources
Mechanics Bank is regulated by the Federal Deposit Insurance Corporation (FDIC) and the Consumer Financial Protection Bureau (CFPB).
To visit the FDIC website, click on the link. below.
• Federal Deposit Insurance Corporation (FDIC)
To visit the CFPB's website or their Consumer Complaints and Assistance page, click on the link below.
• Consumer Financial Protection Bureau (CFPB)
Learn about new legislation and other trends in the banking industry by visiting these websites:
•Federal Financial Institutions Examination Council (FFIEC)
• Federal Trade Commission (FTC)
• How Your Deposits Are Insured
• Deposit Insurance Frequently Asked Questions
Visit these sites to learn more about other banking industry trends:
• American Bankers Association (ABA)
• California Bankers Association (CBA)
• Western Bankers Association (WBA)
Web Content Accessibility Guidelines
Personal Online Banking Help & Resource Center
Personal Mobile Banking Help & Resource Center
Business Online Banking Help & Resource Center
Business Mobile Banking Help & Resource Center
Security Center & Fraud Prevention Center
Getting Help to Avoid Foreclosure
Money Management Tips
It is our policy to never call, email or text you to ask you to tell us your account number, social security number, debit/credit card number, PIN or other personal information.
If you are contacted with any request to provide this personal information, please notify us immediately.
When you call us we will ask you to verify your identity through security measures set up at the time of your account opening.
Switch to eStatements
Create mobile banking alerts
Additional browser security from IBM and Trusteer
Need login assistance