Help & Resources

Incoming Wire Instructions for Former Rabobank, N.A. Customers

Please notify parties sending wire transfers to your Mechanics Bank account of the following new wiring instructions:

Foreign Wires
Parties sending foreign wires to your account should use SWIFT Code MEBKUS66 if they do not have a correspondent US Bank. SWIFT Code RABOUS66 is no longer valid for Mechanics Bank as of September 21, 2020. 

Domestic Wires
Parties sending wire transfers to your Mechanics Bank account should use Routing Number: 121102036.

Transition Resources for Rabobank, N.A. Customers

Rabobank, N.A. Merger Information

Personal Online & Mobile Banking Transition Information
Business & Treasury Management Transition Information
Trust & Investment Account Transition Information  


Contact us

Have a question? We're here to help!
Client services/general questions 800.797.6324
Automated 24/7 Telebanking 888.400.6324
Lost or stolen ATM/debit cards 800.797.6324
800.472.3272 (after hours)
Credit Card Services 800.558.3424 (Elan Card Services)
Treasury Operations 800.272.1876
Monday – Friday: 8 am – 5 pm
Find your local branch Go to our Locations page
Send us an email1 Securely send or receive confidential information 
Visit us on social media1 For more details, see the social media section below.

1 Please do not include account numbers, social security numbers, or any other confidential or personal identification information in any social media posts or general unsecure email messages to us.

Routing number

The Mechanics Bank ABA Routing and Transit Number is 121102036.

The Mechanics Bank SWIFT code is MEBKUS66.

Reorder checks

Please visit the Deluxe website to reorder checks.

Make sure to have the following information available:

  • Mechanics Bank routing number: 121102036
  • Your account number
  • Your zip code

Contactless Debit

An Easier, More Convenient Way to Pay! Our versatile Visa debit cards support contactless transactions.

Depending on the store’s payment terminal, you can: Tap, Insert or Swipe. Contactless transactions are:


  • Chip technology allows for quicker card recognition than traditional swipe transactions
  • Contactless payment is instant when your card taps or is placed within a few inches of a payment terminal


  • With contactless payment, your card never leaves your hand
  • With all debit card payments, there’s never a person-to-person exchange of cash

More secure

  • A unique code generated with every chip or contactless transaction protects against fraud

Here’s how to use your debit card’s contactless function:

  • Look for the contactless symbol on the store’s payment terminal
  • Then tap or bring your card within a few inches of the terminal
  • Wait for a beep or green light, then simply put your card away
  • Follow any instructions on the payment terminal’s screen (you might be asked to sign or to enter your PIN)

Frequently Asked Questions

How does contactless payment work?

Contactless payment uses short-range wireless technology to make secure payments between a contactless card or payment-enabled device and a contactless-enabled checkout terminal. When you tap or place your card near the terminal’s Wi-Fi-looking Contactless Symbol, your payment is sent for authorization.

How do I know if a store’s payment terminal allows contactless payment?

Nearly all of today’s merchant payment terminals in the U.S. enable contactless payment. To make sure, look for the Wi-Fi-looking contactless symbol on the payment terminal.

Do I always have to use my debit card’s contactless function?

Your card’s contactless-payment feature is safe, secure and convenient, but you can always choose to swipe or insert your card, just like any other Visa card.

Can I use my debit card’s contactless-payment feature outside the U.S.?

Yes! You can use your debit card’s contactless-payment feature at millions of places around the world, wherever you see the Wi-Fi-looking contactless symbol. If contactless payment is not available at a location, you can simply swipe or insert your debit card.

ATM banking

Convenient 24/7 Banking at Mechanics Bank ATMs
  • Deposit, withdraw, or transfer funds
  • Check balances
  • Print a mini-statement
  • Customize your preferences to make your trip to the ATM faster and more convenient

Find a Mechanics Bank ATM

  • Use a MoneyPass® network ATM and regardless of your account type, you won’t pay any fees (to them, or us)


Money Pass
More to Enjoy, Less to Pay

The MoneyPass network offers tens of thousands of surcharge-free ATMs coast to coast, located where you live, work and travel. Just look for the green and blue logo on the ATM, or click below.

Find a MoneyPass ATM Get the MoneyPass ATM locator app

Social media

Connect with others, get the latest news, or simply share your questions and thoughts with us on our official social media sites. Yes, these are sites maintained and managed by Mechanics Bank. So join the conversation today—we want to hear from you!

Facebook Instagram  YouTube  LinkedIn  Twitter

Participation guidelines for our social sites

Our Guiding Principles

We hope you’ll take the time to share your thoughts and opinions with us, or just let us know what’s going on in your world. But please remember that we are a bank, and that means we’ve got certain rules and regulations to adhere to, and it may limit what we can say or comment on. It may even mean that we have to remove some posts if they’re inappropriate or violate any of the banking regulations. Ultimately, we want to protect you, your business, your family and your hard-earned money!

So if you’re on any of our social media sites, please remember:

  • We CANNOT conduct any account-related transactions on these sites.
  • Please NEVER post your account number, SSN, passwords, PIN or any other sensitive personal information.
  • We will NEVER ask you to update any of your account or personal information on these sites.
  • We will NEVER ask you for your account number or any other personal information on these sites.
  • We cannot offer any financial advice on these sites. If we direct you to other third party sites it is intended to provide additional perspective on the subject.
  • We’re not prudes, but let’s all be prudent and keep it clean. We don’t want to have to remove any posts that may be offensive or inappropriate.
  • Please familiarize yourself with the privacy and security policy of each of these sites. We cannot be responsible for how your information will be used by them, or the contents of third party links.
  • Have account-related questions? Call us at 800.797.6324. We’d be happy to talk with you within the privacy of your own phone.
  • Posts on this site from third parties that are not affiliated with Mechanics Bank remain the responsibility of the third party, and any views or opinions expressed are their own, and are not necessarily shared or endorsed by Mechanics Bank.

Tips for social media safety

Social networking sites like Facebook, Twitter, LinkedIn, and YouTube enable people to post information about themselves and communicate with others around the world using forums, interest groups, blogs, chat rooms, email, and instant messaging. While social networking sites can increase a person’s network of friends or business contacts, they also can increase exposure to people with less-than-friendly intentions. Here are some tips to help protect yourself.

Guard your financial and other sensitive information.

Never provide or post your Social Security number, address, phone number, bank account or credit card numbers, or other personal information that could be used by criminals. Think twice about posting your location and other personal information, especially if you have your social networking profiles set to public viewing or readily accessible by large networks. This information can often be viewed in real time by search engines and social websites – criminals may be able to use this information to cause you harm. Consider your personal safety. Consider not posting your photo. It can be altered or broadcast in ways you may not be happy about. Make sure your screen name doesn’t say too much about you. Be wary if a new friend wants to meet you in person. If you decide to meet, meet in a public place during the day with friends you trust. And tell a responsible adult where you’re going.

Think about how different social networking sites work before deciding to join a site.

Some social networking sites allow only a defined community of users to access posted content; others allow anyone and everyone to view postings. Keep control over the information you post by restricting access to your page, and watch for updates to security and privacy policies. We have collected some links to help you learn more about privacy policies on the top social media sites.

Facebook Privacy Center
Twitter Privacy Policy
Twitter Help Center
Foursquare Privacy Policy
Foursquare Privacy 101
YouTube Safety Center
How to Make YouTube Videos Private
LinkedIn Privacy Policy
LinkedIn Privacy Settings

Everything is now social. That puts you at risk.

Picture social networking sites as billboards in cyberspace. Don’t disclose anything about yourself, your friends, or family members that you wouldn’t want to be made public. And remember that once information appears on a website, it might never be completely erased. What you say or do online has repercussions offline, so be careful what you post.

Protect your computer. Protect your information.

Think twice before clicking on links or downloading attachments. They may contain viruses or spyware that could damage your computer or steal your personal information – including your online passwords and account numbers. Some messages may “spoof,” or copy the email addresses of friends to fool you into thinking that they’re from them. Don’t click on links or download attachments in emails from strangers, and if you get an unexpected message from someone whose address you recognize, check with them directly before clicking on links or attachments. A spam filter can help reduce the number of unwanted emails you get. Anti-virus software, which scans incoming messages for troublesome files, and anti-spyware software, which looks for programs that have been installed on your computer and track your online activities without your knowledge, can protect you from online identity theft. Firewalls prevent hackers and unauthorized communications from entering your computer.

Federal & Regulatory Resources

Mechanics Bank is regulated by the Federal Deposit Insurance Corporation (FDIC) and the Consumer Financial Protection Bureau (CFPB). 

To visit the FDIC website, click on the link. below. 

• Federal Deposit Insurance Corporation (FDIC)

To visit the CFPB's website or their Consumer Complaints and Assistance page, click on the link below. 

• Consumer Financial Protection Bureau (CFPB)

Learn about new legislation and other trends in the banking industry by visiting these websites: 

Federal Financial Institutions Examination Council (FFIEC)

Federal Trade Commission (FTC)

How Your Deposits Are Insured

Deposit Insurance Frequently Asked Questions

Banking Resources 

Visit these sites to learn more about other banking industry trends:

•     American Bankers Association (ABA) 
•     California Bankers Association (CBA) 
•     Western Bankers Association (WBA)