Business Online Banking - Refreshingly simple account management

The convenient and secure way to manage your business finances and get back more time in your day. From the simple to the complex, we have a solution to help, along with additional features and functionality designed around your specific business needs.

Business Online Banking offers:

  • Ability to initiate, review and approve ACH, domestic and international wires, and money transfers
  • Bill payments
  • Account transfers and balance monitoring
  • Intuitive Home and Account screens with extensive reporting capabilities
  • Enhanced security options
  • Customizable alerts and notifications
  • Check images and electronic statements

Let us help customize the best solution for you today!

Standard Plan

For businesses with low activity levels, our standard service provides the basics of online banking and allows for repetitive electronic external fund transfers.

Other features and benefits

  • Monitor account balances
  • Pay bills (view Business Bill Pay Demo)
  • View real time and historical account transaction activity
  • View account statements
  • View images of cleared checks and deposits
  • Export account activity
  • Download activity to Quicken® and QuickBooks®
  • Categorize transactions and create income and spending reports
  • Transfer funds between Mechanics Bank accounts (same day, future dated and recurring)
  • Place/view stop payment orders
  • Initiate wire transfers (limited to bank-managed templates)
  • Automated Clearing House (ACH) single credit entry external fund transfers (limited to bank-managed templates)
  • Manage and send electronic tax payments
  • Set up account balance and transaction alerts to receive via online, email or by text message
  • Manage user access rights and controls

Transaction limits, fees and other restrictions may apply. Contact a banker for more details.

Plus Plan

For businesses with low to moderate activity levels in need of additional cash management tools and features.

Other features and benefits

Everything in our Standard Plan, and

  • Automated Clearing House (ACH) funds transfers1 (payroll, receivable collections, corporate payments, cash concentration)
  • ACH single entry external funds transfers1 (self-managed templates)
  • View ACH EDI information
  • View incoming wire details
  • Initiate wire transfers (self-managed templates)

Transaction limits, fees and other restrictions may apply. Contact a banker for more details

1 Requires Bank approval before enabling service.

Cash Manager Plan

For businesses with higher activity levels that are looking for more extensive online services for cash management.

Other features and benefits

Everything in our Plus Plan, and

  • Unlimited Automated Clearing House (ACH) batch transfers(payroll, receivable collections, corporate payments, cash concentration)
  • Unlimited ACH single entry external fund transfers (self-managed templates)
  • Unlimited wire transfer initiation (self-managed templates)2

Transaction limits, fees and other restrictions may apply. Contact a banker for more details.

2 ACH single entry: for businesses NOT using ACH batch and file transfer services.

To get started, contact us today

Call 800.797.6324, send an email or visit your local branch.

 

Business Online Banking Overview-Video

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Bill Pay – Designed with Your Business in Mind

Our new Business Bill Pay system was designed with businesses in mind, every step of the way. Take control of your AP process today with these enhanced features!

  • One-stop bill pay dashboard – allows you to perform the majority of bill pay activities from one location on the site
  • Faster payments – See the earliest date the biller can receive your payment (sometimes as soon as the next day!)
  • A simplified user interface – It’s now easier than ever to receive and pay e-bills, set up automatic payments and reminders, and sign up for email notifications
  • Delegate tasks without losing control – multi-tiered authority levels allow you to keep control over accounts while assigning tasks to your users (includes audit trails to show all bill payment actions taken by authorized users)
  • Link invoice and credit memo information electronically to your payments

Older web browsers such as Internet Explorer® 8 and Opera, and operating systems such as Windows® XP and Mac OS® 10.6 are NOT supported with the new system. Be sure to update your browser or operating system if needed. Check your browser with our Browser Compatibility Check Tool.

Windows and Internet Explorer are registered trademarks or trademarks of Microsoft Corporation in the United States and/or other countries. Opera is a trademark of Opera Software ASA. Mac OS is a trademark of Apple Inc., registered in the U.S. and other countries.