Business Online Banking - Refreshingly simple account management

The convenient and secure way to manage your business finances and get back more time in your day. From the simple to the complex, we have a solution to help, along with additional features and functionality designed around your specific business needs.

Business Online Banking offers:

  • Ability to initiate, review and approve ACH, domestic and international wires, and money transfers
  • Bill payments
  • Account transfers and balance monitoring
  • Intuitive Home and Account screens with extensive reporting capabilities
  • Enhanced security options
  • Customizable alerts and notifications
  • Check images and electronic statements

Let us help customize the best solution for you today!
Talk to a local banker for Business Online Banking package pricing.

Basic Package

For businesses with low activity levels, our Basic package provides the standard of online banking services and allows for repetitive electronic external fund transfers.

Other features and benefits

  • Includes up to 10 deposit and loan accounts
  • Monitor account balances
  • Pay bills (view Business Bill Pay Demo)
  • View real time and historical account transaction activity
  • View account statements
  • View images of cleared checks and deposits
  • Export account activity
  • Download activity to Quicken® and QuickBooks®
  • Categorize transactions and create income and spending reports
  • Transfer funds between Mechanics Bank accounts (same day, future dated and recurring)
  • Place/view stop payment orders
  • Set up account balance and transaction alerts to receive via online, email or by text message
  • Manage user access rights and controls

Transaction limits, fees and other restrictions may apply. Contact a banker for more details.

Intermediate Package

For businesses with low to moderate activity levels in need of additional cash management tools and features.

Other features and benefits

Everything in our Basic package, and

  • Includes up to 25 deposit and loan accounts
  • Automated Clearing House (ACH) prefund transfers1 (payroll, receivable collections, corporate payments, cash concentration)
  • View ACH EDI information

Transaction limits, fees and other restrictions may apply. Contact a banker for more details

1 Requires Bank approval before enabling service.

Advanced Package

For businesses with higher activity levels that are looking for more extensive online services for cash management.

Other features and benefits

Everything in our Intermediate package, and

  • Unlimited deposit and loan accounts included
  • Unlimited Automated Clearing House (ACH) prefund and credit-based transfers (payroll, receivable collections, corporate payments, cash concentration)
  • Initiate wire transfers
  • Remote Deposit Capture

Transaction limits, fees and other restrictions may apply. Contact a banker for more details.

Add-On Features

The following features can be added to your Business Online Banking package, if not already included:

  • Additional accounts
  • Multiple business entities
  • Wire origination
  • ACH origination
  • ACH Positive Pay
  • Check Positive Pay

Add-On Features

The following features can be added to your Business Online Banking package, if not already included:

  • Additional accounts
  • Multiple business entities
  • Wire origination
  • ACH origination
  • ACH Positive Pay
  • Check Positive Pay 
  • Remote Deposit Capture

Separate fees and other restrictions may apply. Contact a banker for more details.

Premium Analyzed Checking Packages

Talk to your local banker to learn more about the Business Online Banking packages available to clients with Premium Analyzed Checking accounts.

To get started, contact us today

Call 800.797.6324, send an email or visit your local branch.

Bill Pay – Designed with Your Business in Mind

Our Business Bill Pay system was designed with businesses in mind, every step of the way. Take control of your AP process today with these enhanced features!

  • One-stop bill pay dashboard – allows you to perform the majority of bill pay activities from one location on the site
  • Faster payments – See the earliest date the biller can receive your payment (sometimes as soon as the next day!)
  • A simplified user interface – It’s now easier than ever to receive and pay e-bills, set up automatic payments and reminders, and sign up for email notifications
  • Delegate tasks without losing control – multi-tiered authority levels allow you to keep control over accounts while assigning tasks to your users (includes audit trails to show all bill payment actions taken by authorized users)
  • Link invoice and credit memo information electronically to your payments
Business Online Banking Bill Pay Demonstration

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