We offer a range of solutions that can be customized to meet your business checking needs.

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  • Smart Business Checking – Best for businesses with a low level of transactions and cash handling activities each month.
  • Preferred Business Checking – Best for businesses with a moderate level of transactions and cash handling activities each month.
  • Business Interest Checking – Best for businesses looking to earn interest with a moderate level of transactions and cash handling activities each month.
  • Merchant Business Checking – For businesses with moderate to high levels of transactions and cash handling needs every month.
  • Merchant Checking Plus – For businesses with moderate to high levels of transactions and cash handling needs every month, that can benefit from access to limited cash management services.
  • Premium Analyzed Checking – For businesses looking to maximize business banking services, with a high volume of monthly account activity and/or the need for sophisticated cash management tools.
  • Community Partner Checking – For our community nonprofits with moderate activity levels.

How to apply today Compare accounts

To get started

Call 800.797.6324, send an email or visit your local branch.


Ensure your hard-earned money is working for you until it’s needed.

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  • Business Savings – Put your excess cash to work in a business savings account.
  • Business Money Market Plus – Earn higher interest rates and maintain full liquidity and access to your funds.
  • Business Market Rate – Maximize interest with our money market account.
  • Property Management Money Market Account – Designed specifically for property management companies to take advantage of high money market rates by grouping their accounts to receive a cumulative rate.
  • Agent and Administrator Premiere Savings Account – A high yielding account for financial planners and pension plan administrators, where clients can park the uninvested cash portion of their retirement plans.

How to apply today


You’ve got enough on your plate, and that’s why Mechanics Bank is teaming with Paychex1 to keep you focused on running your business. Paychex provides flexible, secure and cost-effective payroll services.

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  • User-friendly tools for the ultimate payroll experience
  • 24/7 online access to all of your payroll data and employee information
  • 128-bit SSL (Secure Socket Layer) encryption ensures the safety of all your payroll information
  • Quarterly state and federal tax filing and payments
  • Employee apps to access pay information and keep up to date on company information
  • HR Support Center – a resource library for all of your HR needs
  • Direct deposit or employee pay cards at no extra charge

To get started

Call 800.797.6324, send an email or visit your local branch.


Make it easy for your customers to pay for their purchases, along with the peace of mind that their personal information and data stays safe, with merchant services from First Data Corporation.2

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  • Debit, credit and check acceptance solutions
  • Point-of-sale terminal options
  • eCommerce and mobile payment solutions

To get started

Call 800.797.6324send an email or visit your local branch.


Enjoy increased purchasing flexibility, convenience, control and safety with a MasterCard® Debit BusinessCard®.

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  • No ATM fees when you use another bank’s ATM
  • Unlimited ATM surcharge rebates from fees that other banks charge when you use their ATM3
  • Itemized transaction details for easy expense reporting and account reconciliation
  • Built-in MasterCard Zero Liability Protection against unauthorized purchases
  • Optional preset employee debit card point-of-sale limits

To get started

Call 800.797.6324, send an email or visit your local branch.